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Personal Umbrella Liability Policy
Have you ever considered the possibility of a lawsuit that could cost
you millions of dollars in damages, expenses and defense costs? Your home, automobiles,
and other valuable assets that you have spent a lifetime working for could be lost as a
result of a liability lawsuit. Many people assume their homeowner and automobile liability
policies provide enough coverage to adequately protect their assets in such a situation.
However, this is not always the case. Court awards in the millions are not uncommon when
tragedies, such as severe injury or loss of life, occur. Fortunately, there is a way to
insure you and your family for events such as these.
A MMG Insurance Company Personal Umbrella Liability Policy is designed to
provide an additional layer of personal liability protection over the limits set by your
basic insurance policies. This policy also provides coverage, which may not be in your
basic policies, such as personal injury coverage. Eligible individuals and families can
exchange uncertainty for peace of mind with the financial security of a MMG Insurance Company
Personal Umbrella of $1,000,000 or $2,000,000 coverage options.
| Features: |
 | Worldwide coverage for claims brought against you and
family members of your household. |
| Personal Injury Coverage which includes false arrest,
libel, slander, invasion of privacy, defamation of character & wrongful entry or
eviction. |
| Coverage for occasional use of non-owned recreational
vehicles, such as golf carts, ATVs, or snowmobiles, regardless of the location. |
| Payment of defense costs, even if the lawsuit is
groundless. |
| Reimbursement of your reasonable expenses incurred at
our request. |
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| Credits: |
| Reduce total premium by 5% if underlying Automobile
Liability is increased to $500/500/100,000 or $500,000 CSL and Homeowner Liability is
increased to $500,000. |
| Portfolio
eligibility provides added savings to your Homeowner, Automobile, or Mariner Personal Boat
Policies. |
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With a Personal Umbrella you’ll have additional liability to protect your Portfolio
of assets. The Umbrella policy can be combined with your MMG Insurance Company Homeowner Policy,
Personal Automobile Policy, or both to form a Portfolio
for additional savings. Limitations and restrictions may apply. Please contact your
local Independent Insurance Agent to learn more about a
MMG Insurance Company Personal Umbrella. |
| The program features
and coverage described throughout this site are in the broadest and most general terms. It
is our intention to provide a summary of the product and/or examples of available options.
Contractual coverage is stated in the actual forms and endorsements attached to
individualized policies. Some coverages may be subject to policy limitations, exclusions
and/or conditions. Specific policy language supercedes any and all representations
contained in this site. For specific coverage details and policy exclusions, refer to the
MMG Insurance Company Policy or contact your local Independent Insurance Agency. |
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