Mariner Personal Boat Policy

Boating is a great summer activity enjoyed with family and friends. Unfortunately accidents can occur. As a boat owner it is important to be properly insured. Consider the protection provided by a MMG Insurance Company Mariner Policy . Your local Independent Insurance Agent has the expertise to show you how our Mariner Policy can be tailored to meet your insurance needs.

MMG Insurance Company’s Mariner Policy can be written alone or can be added together with other personal policies to form a Portfolio, thereby providing additional account savings. Program highlights include:

Coverage Included in the Basic Policy Premium:

	Watercraft Liability Coverage $50,000 (increased limits available)
	Trailer Coverage up to $2000 (increased limits available).
	Commercial Towing & Assistance coverage of $250.
	Personal Effect Coverage - includes Sports Equipment - of $250 with special $50 deductible (increased limits available).
	Longshoremen’s and Harbor Worker’s Compensation is included under Watercraft Liability.
	Medical Payments of $1000 (increased limits available).
	Uninsured Motorist Coverage $5000. (increased limits available).

Eligibility Guidelines:

	Privately owned outboard boats & motors; inboard-outboard boats, sailboats, canoes, kayaks, and/or pontoon boats.
	Maximum attainable speed of 50 mph.
	Maximum boat length of 26’ (30’ for sailboats).
	Experienced and responsible owner/operators.
	Acceptable Motor Vehicle Records

Navigation Limits:

	Special North Atlantic Coastal: Warranted confined to the use and navigation of coastal waters, and waters tributary thereto, of the Atlantic Ocean from St. John, New Brunswick, Canada to Cape Hatteras, North Carolina, USA.
	Inland Waters: Warranted confined to the use and navigation of inland lakes and rivers in the Continental United States (including the Great Lakes) and the Canadian Provinces of Quebec and New Brunswick.

Credits Include:

	Merit (loss free) rating up to accumulative credit 12%
	Education credits for completion of U. S. or Canadian Coast Guard courses, up to 5%
	CO2 fire extinguishing system, up to 5%
	Diesel powered boat credit 2.5%
	Portfolio Package credits (up to 10% - varies by State)

The program features and coverage described throughout this site are in the broadest and most general terms. It is our intention to provide a summary of the product and/or examples of available options. Contractual coverage is stated in the actual forms and endorsements attached to individualized policies. Some coverages may be subject to policy limitations, exclusions and/or conditions. Specific policy language supercedes any and all representations contained in this site. For specific coverage details and policy exclusions, refer to the MMG Insurance Company Policy or contact your local Independent Insurance Agency.