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Personal Inland Marine Policy

Today, the Inland Marine Policy provides broadened coverage and loss settlement provisions for classes of property often excluded or limited by other policies, such as the Homeowner Policy.

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Your Homeowner Policy contains special limits of liability on many of the valuable types of property listed below. For example, the typical homeowner policy contains a special limit for the theft of jewelry, watches, and furs. While these types of property may be insured on a separate Inland Marine Policy, MMG Insurance Company also has the flexibility to "schedule" most of our Inland Marine classes directly on to your Homeowner Policy. This approach provides an advantage due to availability of additional policy credits as well as the convenience of one policy and bill.

MMG Insurance Company has many classes of property that may be insured under an Inland Marine Policy. These include:

bulletJewelry
bulletFine Arts
bulletFurs
bulletCamera Equipment
bulletGolf Carts and Golfer’s Equipment
bulletMusical Instruments
bulletSilverware
bulletStamp or Coin Collections
bulletGuns or Firearms
bulletPrivate-use Tractors
bulletLivestock (including cows and cattle, sheep, hogs, horses, and mules)

This partial list represents some of the eligible types of property that can be "scheduled" or covered under a Personal Inland Marine Policy. Each of these classes is subject to individual underwriting and eligibility guidelines. Contact your local Independent Insurance Agent to determine if a Personal Inland Marine Policy is appropriate for you.

 

The program features and coverage described throughout this site are in the broadest and most general terms. It is our intention to provide a summary of the product and/or examples of available options. Contractual coverage is stated in the actual forms and endorsements attached to individualized policies. Some coverages may be subject to policy limitations, exclusions and/or conditions. Specific policy language supercedes any and all representations contained in this site. For specific coverage details and policy exclusions, refer to the MMG Insurance Company Policy or contact your local Independent Insurance Agency.

 

 

 

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