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Photo courtesy Pam Michaud, Personal Lines Underwriter |
Farm Owner Program
MMG Insurance Company’s Farm Owner Program is designed to package all your
insurance needs into one policy. We can provide coverage on almost any type of farming
operation and offer competitive prices. Your package can include coverage on your primary
dwelling and contents, farm buildings, farm personal property, machinery, livestock and
farm-personal liability. |
| Types of
Farms |
 | Potato |
| Orchards |
| Gentleman Farms |
| Berry Farms |
| Beef/Dairy Cattle Farms |
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| Tree Farms |
| Vegetable Farms |
| Maple Sugar(small operations) |
| Deer |
| Various other farms |
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| Endorsements
Available |
| Additional Insured(Property or Liability) Glass Coverage |
| Increased Special Limits Extra Expense |
| Replacement Cost on Contents Spoilage Coverage |
| Actual Cash Value Borrowed Farm Equipment |
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| Scheduled Personal Property Custom Farming Liability |
| Foreign Objects in Machinery Inflation Guard |
| Limited Farm Pollution ($25,000) Employers Liability (Maine only) |
| Peak Season |
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| Farm
Valu Pak |
Our Farm Valu Pak can provide you
with several coverages for a premium of $100 such as:
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| Accounts Receivable |
$10,000. on
Premises $ 5,000. off Premises |
| Valuable Papers |
$10,000. on
Premises $ 5,000. off Premises |
| Extra Expense |
$ 5,000 |
| Farm Business Income |
$10,000. |
| Farm Property Off
Premises (incl. Transportation) |
$ 5,000. |
| Sign Coverage |
$ 2,000. |
| Computer & Data
Processing |
Hardware $ 5,000,
Software $2,500 |
| Borrowed Farm Machinery |
$50,000. |
| Sewer & Drain
Back-up |
$ 2,500 |
| Money & Securities |
$ 5,000 |
| Satellite Dish |
$ 2,500 |
| Loss of Use
(Coverage D) |
20% of Coverage A |
| The program features
and coverage described throughout this site are in the broadest and most general terms. It
is our intention to provide a summary of the product and/or examples of available options.
Contractual coverage is stated in the actual forms and endorsements attached to
individualized policies. Some coverages may be subject to policy limitations, exclusions
and/or conditions. Specific policy language supercedes any and all representations
contained in this site. For specific coverage details and policy exclusions, refer to the
MMG Insurance Company Policy or contact your local Independent Insurance Agency. |
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